Human Resources

State Life Insurance

Basic term life insurance is provided at no cost to members.  The Basic Life coverage amount is equal to the annual salary for active members.  For annuitants under age 60, the Basic Life coverage amount is the annual salary as the last day day of active State employment.  For annuitants age 60 or older, the Basic Life coverage amount is $5,000.

Minnesota Life Insurance Company

One N. Old State Capitol, Suite 305

Springfield  IL  62701

(888) 202-5525

(800) 526-0844 (TDD/TTY)

www.lifebenefits.com

Optional life insurance coverage is also available to members at their own expense.  Changes to life insurance must be done during Benefit Choice election period or when a change in status has occurred. 

Member Optional Life:

• Employees and eligible annuitants under age 60 may elect Optional Life up to 8 times the Basic Life coverage amount with a maximum of $3,000,000.00 when combined with Basic Life coverage.  Optional Life coverage in excess of 4 times the Basic Life coverage amount will terminate when an annuitant turns age 60. 

• Eligible annuitants age 60 and over may elect Optional Life up to 4 times the Basic Life coverage amount of $5,000.

• Survivors prior to September 22, 1979 may elect up to 4 times the Basic Life coverage amount of $2,000.

Accidental Death and Dismemberment (AD&D)

• Members may elect up to 5 times the Basic Life coverage amount (Basic Life plus 4 times optional coverage).

Spouse/Child Life

• Spouse life coverage is $10,000, except for spouses of annuitants age 60 or over and survivors of employees and immediate annuitants prior to September 22, 1979, in which case coverage is $5,000.

• Child life coverage is $10,000 except for survivors of employee and immediate annuitants prior to September 22, 1979, in which case coverage if $5,000.

Adding/increasing member Optional Life, as well as adding Spouse Life and/or Child Life coverage, is subject to prior approval by the Life Insurance Plan Administrator, Minnesota Life Insurance Company.  Members must complete and submit a Statement of health form to Minnesota Life for review.  Contact the agency (Human Resources, Benefits Office) at 453-6668 to obtain a Statement of Health form or visit the State of Illinois website at http://www.state.il.us/cms/3_servicese_ben_choice/Forms.htm.

Optional Term Life Monthly Insurance Rates